Winning the Insurance Battle: How The Roof Champion Helps Homeowners Get Fair Settlements
Winning the Insurance Battle: How The Roof Champion Helps Homeowners Get Fair Settlements
Introduction: The Reality of Fighting for Fair Insurance Claims
When a storm wreaks havoc on your home, the last thing you expect is a battle with your own insurance company. Unfortunately, for many homeowners, the process of filing a claim isn’t as simple as reporting damage and getting compensated. Insurance companies often resist paying out full settlements, forcing homeowners to fight for what they are rightfully owed.
This is exactly what happened to Dan Evans, whose home suffered extensive damage from a wind and hail storm. His asphalt shingle roof, skylights, and gutters were all affected, yet his insurance adjuster pushed back hard, attempting to lowball or deny his claim.
That’s when he met Travis Haessly—The Roof Champion.
“We had run into some serious resistance with our insurance claims adjuster, but Travis helped us navigate the process to ensure we received a fair settlement.” – Dan Evans (read Dan's roof damage restoration review)
Dan’s experience is not unique—it’s a common struggle that homeowners face after severe storms. In this post, we’ll discuss why insurance companies resist paying out claims, how The Roof Champion fights back, and what homeowners can do to protect themselves.
Why Insurance Companies Resist Paying Storm Damage Claims
Most homeowners assume that insurance is there to protect them, but the reality is that insurance companies are businesses focused on maximizing profit. Their goal is to pay as little as possible on every claim.
Here are some common tactics insurance companies use to avoid paying full settlements:
1. Claiming the Damage is “Cosmetic” or “Pre-Existing”
Insurance adjusters often argue that damage to a roof, skylight, or gutters is purely cosmetic, meaning it does not affect the structural integrity of the home.
Another common excuse is stating that the damage was pre-existing and unrelated to the storm.
✅ How The Roof Champion Fights Back:
Travis documents the damage thoroughly, using drone photography, detailed reports, and expert assessments to prove that the storm directly caused the destruction.
2. Downplaying the Extent of Damage
Adjusters may acknowledge some damage but try to minimize the severity, offering partial repairs instead of full replacements.
Many homeowners accept these lowball offers, not realizing they have the right to fight for a full settlement.
✅ How The Roof Champion Fights Back:
Travis conducts comprehensive roof inspections, showing how even small damages can lead to major structural issues over time. By building a solid case, he ensures homeowners get the full roof repairs they need—not just a patchwork fix.
3. Delaying the Claims Process
Insurance companies often drag out claims for months, hoping that homeowners will give up or settle for less.
They may ignore emails, fail to return calls, or require excessive documentation to slow things down.
✅ How The Roof Champion Fights Back:
Travis relentlessly follows up with insurance adjusters, keeps homeowners informed, and ensures the claim moves forward. His persistence prevents insurers from stalling the process indefinitely.
Dan Evans’ Story: How The Roof Champion Ensured a Fair Settlement
When Dan’s home was hit by a severe wind and hail storm, he thought his insurance company would be quick to respond and approve repairs. Instead, he encountered unexpected resistance:
“We had run into some serious resistance with our insurance claims adjuster.”
Dan’s asphalt shingle roof, skylights, and gutters had all been affected. But his insurance adjuster downplayed the damage, offering a settlement that wouldn’t even cover basic repairs.
That’s when Travis stepped in.
✅ Conducting a Thorough Inspection:
Travis performed a detailed examination of the roof, skylights, and gutters.
Using drones and high-resolution cameras, he captured the full extent of the storm damage.
His reports contradicted the insurance adjuster’s claim that the damage was minimal.
✅ Challenging the Insurance Adjuster’s Assessment:
Travis worked directly with Dan’s insurance company, providing solid evidence to back up the claim.
He used policy language and industry standards to argue that Dan was entitled to a full replacement, not just a minor patch job.
✅ Guiding Dan Through the Process:
Insurance claims can be overwhelming for homeowners, but Travis walked Dan through each step, ensuring that no detail was overlooked.
His transparency and clear communication helped Dan feel confident throughout the process.
Thanks to Travis’s expertise and determination, Dan secured a fair settlement that fully covered the necessary repairs.
“His inspections, communication, willingness to educate us as homeowners, and character truly stand out.”
How Homeowners Can Protect Themselves from Insurance Company Tactics
If you find yourself in a similar situation to Dan’s, here’s how you can protect your home and ensure you get the coverage you deserve.
✅ 1. Get a Professional Roof Inspection Before Filing a Claim
Don’t rely solely on an insurance adjuster’s assessment—get an independent roofing expert like The Roof Champion to document the damage.
High-resolution photos, drone images, and thermal scans can provide undeniable proof of storm damage.
✅ 2. Understand Your Homeowners Insurance Policy
Know what your policy covers and excludes.
Pay attention to clauses about wind, hail, and storm damage—some policies have hidden exclusions.
If your insurer tries to deny your claim unfairly, you have the right to challenge their decision.
✅ 3. Don’t Accept the First Offer
Insurance companies often lowball homeowners with initial offers.
If the settlement doesn’t fully cover your repairs, you can and should negotiate.
Having an experienced roofing advocate like Travis makes a significant difference in securing fair compensation.
✅ 4. Document Everything
Keep detailed records of all communication with your insurance company.
If an adjuster makes a verbal promise, ask for it in writing.
A well-documented claim is harder for insurance companies to deny.
✅ 5. Work with a Roofing Advocate, Not Just a Contractor
Most roofers only provide estimates—they won’t help you fight your insurance claim.
The Roof Champion stands out because he works alongside homeowners to ensure they receive every dollar they’re owed.
Final Thoughts: Why You Need a Roofing Advocate on Your Side
Dan Evans' roof claim experience is a powerful reminder that insurance companies don’t always have homeowners’ best interests at heart.
Without Travis’s expertise, Dan might have been forced to accept a lower settlement or pay out of pocket for essential repairs.
Instead, he got the coverage he deserved, thanks to The Roof Champion’s persistence.
“Travis is a very honest and trustworthy person, and I highly recommend him!”
Don’t Let Insurance Companies Take Advantage of You!
If you’re facing storm damage and struggling with your insurance claim, don’t go through it alone.
📞 Contact The Roof Champion Today
📍 Serving Columbus, Powell, Dublin, and Surrounding Areas
🔍 Free Roof Inspection & Insurance Claim Assistance
🔹 Let Travis fight for you—because every homeowner deserves a fair settlement.
