Will My Homeowners Insurance Cover a New Roof?

If you’re dealing with roof damage, one of the first questions that comes to mind is:

“Will insurance pay for this?”

Here’s the short answer:
If the damage is caused by wind or hail, your homeowners insurance policy likely covers it.

But that’s where it can get tricky.

Most insurance companies don’t make it easy. The fine print matters. So do photos, inspections, and detailed documentation. That’s where we step in.

At The Roof Champion of Columbus, we don’t just replace roofs—we guide you through the entire insurance claim process.

How We Help You Get Covered

When storms roll through Central Ohio, we see it all:

• Wind-blown shingles in Hilliard

• Hail-pocked gutters in Dublin

• Torn flashing in Powell

• Soaked attics in Westerville

We’ve helped homeowners in every corner of Columbus win full roof replacements through their insurance—even when the adjuster initially said no.

Here’s how we make it easier:

1. Free Roof Inspection & Damage Report

We look for legitimate storm damage that aligns with your policy.
No fluff. Just the facts.

2. Help Filing the Claim

We walk you through the claim.
What to say. What to show. What to expect.

3. Meet with the Insurance Adjuster

We’re on-site during the adjuster appointment to represent your interests, not the insurance company’s.

4. Fight for Full Replacement

We fight for every square foot you’re owed.
If it’s covered, you shouldn’t pay out-of-pocket for repairs that aren’t your fault.

Real Example: Lisa from Worthington

After a hailstorm, Lisa’s roof and screened porch were visibly damaged.
Her insurance company initially downplayed the issue.
We got involved, met the adjuster, and secured full coverage for a new roof and porch repairs—no stress, no runaround.

FAQs About Roof Insurance Coverage

How do I know if my roof damage is from hail or wind?

We’ll inspect it for free and show you photos. Hail hits and wind tears leave distinct patterns. We’ve seen it all.

Will my premium go up if I file a claim?

Not usually for wind or hail. These are considered "acts of nature" and don’t count against you like an at-fault auto accident might.

What if my adjuster says there’s no damage?

We’ve had plenty of those. If we believe there is damage, we’ll help you request a second inspection and make your case.

Why Homeowners Trust The Roof Champion

• Local expertise in Columbus-area weather patterns and policies

• Licensed, insured, and Haag-certified inspectors

• We deal with the insurance company so you don’t have to

No games. No gimmicks. Just honest help when you need it most.

Call Travis at (614) 639-3422 or visit
👉 www.roofchampcolumbus.com